Pregnancy and debt

What a brave decision! And despite everything, congratulations on your pregnancy. I don't know too much about it, I know that my son is insured under my name. Insured for free. Only to be insured you have to pay your insurance (not meant in a bad way) so I don't know if you are insured during your pregnancy and after. I would definitely contact your health insurance and also tell them that you are pregnant. I think you will definitely get your maternity package from them and often a nice gift for the little one. Besides that, I only have those tips that you may have thought of yourself, selling stuff on Marktplaats, picking up free baby stuff on Marktplaats, they give away really nice stuff nowadays for free or almost nothing, think of a box, play mat, clothes, Maxi-Cosi etc. To limit your costs. Hope that helps you!

I know this probably won’t be taken kindly, and I’m absolutely in favor of anyone choosing life if they’ve become pregnant. You probably won’t give a damn about this either, but I’m going to say it anyway: I hope you’ll start taking responsibility for your life and your baby’s from now on. Everyone comes here with such a sweet story: “Oh girl, that’s awesome and brave, and this and that…” But so much debt? Not paying health insurance and then not having it paid off within 7 months? What are you going to offer your child later? Develop a sense of responsibility and be tough on yourself. Lately I’ve heard so many stories about bad relationships, pregnant women with debts, all kinds of problems and worries… etc. Then I think: here’s another little one entering the world already 3-0 behind. I work with kids from these “disadvantaged” backgrounds, and I’d wish them all something different in life than all the hardships they have to go through. It’s not about material things, but about you as a mother taking responsibility. Putting everything aside for your child and making the right choices in life. You still have 7 months to sort this out, and I sincerely hope you can create a stable home for this baby. I’d recommend getting in touch with organizations that can support you through your midwife and GP, because you’ll really need that help. I wish you all the support and strength to make it work.

I'd contact your health insurer and arrange a payment plan with them. You can probably pay the amount owed in installments, I think. You should take action quickly and also contact your GP about your situation; they might have some good advice. Health insurance is very important during pregnancy. Ultrasounds, check-ups, postnatal care, hospital birth, etc. Taking care of your baby starts now while he or she is still safely in your belly. I'd say get everything sorted quickly, be frugal in the coming months, and especially enjoy your little one soon. Baby clothes are often available second-hand, buy diapers on sale, etc. And I'd stick to the basics for the baby's initial wardrobe with the clothes; size 56 only fits for a short while (I had a big baby who wore size 62 shirts from birth). Better too big than too small! And if there are people in your circle who recently had a baby, you can sometimes borrow things like bassinets for the crib. Let me know how you're doing? I'm curious how your little one turns out soon